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Current - Modern Banking


  • Platform: Android
  • App ID: com.current.app
  • Price: Free
  • Category: Finance
  • Website: current.com
  • Ad spend: No
  • Mobile Priority: High
  • User Base Size: Elite
Last Scanned: 13 days ago. Live Scan This App

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Publisher: Current
Number of Apps: 1, including

  • Current - Modern Banking
Latest Update/Release: 36525 days ago


Current is a mobile banking app with a Visa debit card that gets you paid up to two days faster* with direct deposit and gives you free overdraft up to $100 with no hidden fees. Current Members can earn up to 15x points on purchases that are redeemable for cash back and have access to over 55,000 fee-free in-network ATMs, instant gas hold refunds as well as 24/7 support.

At Current, we believe our members should spend their hard-earned money on the things that matter most to them, and not on unnecessary fees and requirements, because we’re committed to providing premium banking to everyone and improving financial outcomes. We’ve got your back with up to $100 in free overdrafts with Overdrive™ and we deliver your paychecks up to two days faster* when you sign up for direct deposit because while there are plenty of things in life worth waiting for, we don’t think your money should be one of them.

Signing up takes just two minutes and there is no minimum balance requirement to open or maintain an account. We’ll then ship your new card for FREE. Join the Current Community today!


-GET paid up to 2 days faster with direct deposit
-FREE overdraft up to $100 with Overdrive™
-NO minimum balance requirement
-NO hidden fees
-EARN points from purchases and get cash back
-FREE cash withdrawals from 55,000 in-network Allpoint ATMs worldwide
-INSTANT gas hold refunds at the pump
-MOBILE banking w/ instant spending notifications
-SAVINGS PODS to help you automatically save money
-DEPOSIT checks easily using your phone’s camera or add cash at 60,000 stores
-INSIGHTS personalized to track where and how much you spend
-INSTANT free, money transfers using Current Pay
-GOOGLE PAY® supported
-TEEN accounts for those under 18
-BLOCK transactions from specific merchants
-SECURITY of an EMV chip on each debit card and the latest technology
-SUPPORT 24/7 (even on holidays!)

We offer transparent pricing: A Basic banking account is free and a Premium banking account is $4.99 per month. A Teen account is $36 per year. It’s free to sign up for Current and all accounts start with a 30-day free trial.

For Teen accounts, parents link their Current app with their teen’s app and set the card’s spending limits, have full visibility into purchases and balances with real-time alerts and can instantly transfer money onto the card.

*Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.

Banking services provided by Choice Financial Group, Member FDIC. The Current Visa Debit Card is issued by Choice Financial Group pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.


Rating 4.6

Based on 61.6K ratings

Last Update

Last Update 5.4.2

Released May 07, 2021

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