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Introducing GO2bank! It's the ultimate mobile bank account, packed with the features you’d expect to make it easier to manage your money. We’re a Member FDIC bank and a brand of Green Dot Corporation which has 20 years of providing innovative financial services to over 33 million consumers in the U.S.
• No monthly fees with eligible direct deposit. Otherwise, $5 per month.¹
• Free nationwide ATM network.²
• Earn 10x the national savings rate average – High-yield savings account, 1% APY on savings, paid quarterly, up to $5,000. Fees on your primary deposit account may reduce earnings on your savings account.³
• Earn up to 7% cash back when you buy eGift Cards from nearly 100 popular merchants in the app.⁴
• Overdraft protection up to $200, with opt-in and eligible direct deposit.⁵
• Get your pay up to 2 days early with ASAP Direct Deposit™.⁶
• Build your credit over time with responsible use of a secured credit card. GO2bank account and eligible direct deposit required.⁷
• Lock and unlock your card with a tap of the app.⁸
• Keep your money protected.⁹
Visit GO2bank.com to learn more.
Online access, mobile number and identity verification is required to open an account and access all features. See Deposit Account Agreement at https://www.go2bank.com/content/dam/go2bank/legal/about/docs/go2bankdaa.pdf for fees, terms and conditions.
¹ Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement cycle. Otherwise, $5 per month.
² See app for free ATM locations. $3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. ATM limits apply.
³GO2bank, Member FDIC. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. 1% Annual Percentage Yield (APY) as of January 2021. APY may change before or after you open an account. See Deposit Account Agreement for terms and conditions. The average national savings account interest rate of 0.05% is determined by the FDIC as of 12/14/20. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.
⁴ Active GO2bank account required to receive an eGift Card. eGift Card merchants subject to change. See Deposit Account Agreement for details.
⁵ Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.
⁶ Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
⁷ Available only to existing GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.
⁸ Previously authorized transactions and deposits/transfers to your account will function with a locked card.
⁹ Funds are protected from unauthorized transactions on successfully activated cards. Prompt notice is required.
Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
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Released February 26, 2021